AI the future of business

Secure your future with our tailored insurance solutions. As an independent broker, we offer products from top providers, ensuring optimal coverage and peace of mind. Trust our expertise to find the perfect fit for you.

Way to be a game changer

Unbiased Recommendations

Our commission remains the same across all packages, so we focus solely on what's best for you.

Diverse Options

We've got you covered from health and personal accident to travel and motor insurance.

Expert Analysis

We thoroughly discuss your requirements to find the perfect fit.

Unbiased, Needs-Based Recommendations

The commission structure eliminates bias. For life insurance, the rate is the same (e.g., 37.5% for 7+ year plans) across providers like Bajaj Allianz, ICICI Prudential, HDFC Life, and TATA AIA Life.

For health insurance, higher commissions are tied to the higher sum insured (e.g., 25% for TATA AIG Gen 5 Lacs), not specific providers. This incentivizes recommending comprehensive coverage over pushing a particular insurer.

This ensures advisors focus solely on the client’s needs – whether it’s a term plan, a family floater health plan, or a personal accident add-on – without hidden agendas.

Featured Products

Health Insurance

Plans from Care Health, Manipal Cigna, HDFC Ergo, and more.

Personal Accident

Coverage from TATA AIG, Bajaj Allianz, and others.

Travel Insurance

Secure your journeys with Care Health, TATA AIG, Bajaj Allianz.

Motor Insurance

Protect your vehicles with plans from HDFC Ergo, ICICI Lombard, and more.

Risk Management

AI can assess & mitigate risks more accurately by analyzing vast amounts of data & reduce risks

Providing a one-stop solution

The rate card includes unique products like senior health plans (Manipal Cigna Prime Senior) and top-ups (Manipal Cigna Top Up), showing a nuanced understanding of diverse client needs.

Decreasing commission rates for renewals (e.g., 2.25% for 2-3 years, 1.5% for 4+ years in some life plans) focus on client retention and long-term financial health over short-term gains.

Upgraded rates for loyal clients (Silver to Titanium categories) emphasize your commitment to long-term relationships.

Our professionals help you

Chief AI Officer

Data Engineer

Research Scientist

Our clients share their experiences

"Breakeven helped me find the perfect credit card that suits my lifestyle. Their unbiased advice was invaluable."
-John Doe
"The insurance packages offered by Breakeven gave me the peace of mind I needed. I highly recommend their services."
-Jane Smith

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